RBC Avion Visa Infinite: Premium Travel Rewards for Canadian Flyers

By CR

Flexible points, premium perks and powerful travel protection

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Flexible Avion Rewards points

Earn 1 Avion point per dollar on everyday purchases, plus extra on eligible travel spending.

Robust travel and purchase insurance

Get extensive coverage for trips, rentals, delays, baggage, mobile devices and eligible purchases.

No-blackout flight redemptions

Redeem for flights on most major airlines, any time of year, with fixed-points options.

Valuable welcome offer for new cardholders

New applicants can qualify for a sizable Avion points bonus, boosting first-year travel value.

Travel Further, Sooner with the RBC Avion Visa Infinite

The RBC Avion Visa Infinite is designed for Canadians who want flexible, premium travel rewards without being locked into a single airline. Instead of collecting points in a narrow program, you earn Avion points, a versatile currency that can be used for flights, hotels, car rentals, vacation packages and more. Every eligible purchase on the card earns at least 1 Avion point per dollar, while eligible travel purchases earn 25% more, effectively giving you 1.25 points per dollar when you use the card to pay for flights, hotels and other qualifying travel. This makes it especially attractive for frequent travellers, business professionals and households that regularly book trips within Canada, across North America or overseas.

One of the biggest appeals of this card is how you can redeem your points. Avion points can be used through a fixed-point flight chart, where set point amounts cover flights within Canada and the U.S., to sun destinations, to Europe or to long-haul international destinations up to a capped ticket value. You can also skip the chart entirely and redeem points at a simple rate of 100 points = $1 towards almost any travel you book, including taxes and fees, or even transfer them to select airline partners to chase specific award seats. There are no blackout dates on most major airlines, making it easier to travel during peak seasons when award seats with other programs can be hard to find.

On the cost side, the card charges a $120 annual fee for the primary cardholder and $50 for each additional card, with a standard interest rate around 19.99% on purchases and 22.99% on cash advances. It is targeted at higher-income Canadians, with minimum income requirements of $60,000 personal or $100,000 household income. In return, you receive a welcome bonus that has recently been as high as 35,000 Avion points for new cardholders, a strong earn rate on travel purchases and a suite of premium Visa Infinite benefits. These include emergency medical insurance for out-of-province or out-of-country travel, trip interruption and cancellation protection, flight delay and delayed baggage coverage, rental car collision/loss damage insurance, hotel burglary insurance, purchase security, extended warranty and mobile device insurance. Combined with extra savings and bonus points when you link the card to Petro-Canada, the RBC Avion Visa Infinite can deliver considerable long-term value when used strategically.

Who is the RBC Avion Visa Infinite best suited for?

This card is ideal for Canadians who travel at least once or twice a year, meet the higher income requirements and prefer flexible travel rewards instead of being locked into a single airline program. It suits people who can concentrate a good portion of their spending on the card and who consistently pay their balance in full to avoid interest charges.

How do I earn Avion points with this card?

You earn 1 Avion point for every eligible dollar you spend on everyday purchases, and 25% more points on eligible travel paid with the card. This means travel purchases typically earn 1.25 points per dollar. Points accumulate in your Avion Rewards account and can be redeemed once you reach various thresholds, depending on how you choose to use them.

What are the main ways to redeem RBC Avion points?

Avion points can be redeemed in several ways: you can use the Air Travel Redemption Schedule for fixed-point flights, redeem at a flat rate of 100 points per $1 on travel, transfer points to select partner airline programs, or use points for hotels, car rentals, cruises, gift cards, merchandise and statement credits. Many cardholders focus on flights, where points can deliver especially strong value.

Does the RBC Avion Visa Infinite include travel insurance?

Yes. The card offers a comprehensive insurance package, including emergency out-of-province/out-of-country medical coverage, trip cancellation and interruption, flight delay, delayed and lost baggage, auto rental collision/loss damage, hotel burglary, purchase security, extended warranty and mobile device insurance, subject to eligibility and policy conditions. Coverage limits and terms are outlined in the card’s certificate of insurance.

What are the income and credit requirements for approval?

You typically need to meet a minimum personal income of $60,000 or household income of $100,000 to qualify. As a premium Visa Infinite card, it is designed for applicants with good to excellent credit histories, steady income and manageable existing debt levels. Meeting income thresholds does not guarantee approval, since overall creditworthiness is also evaluated.

Do Avion points expire or lose value over time?

As long as your account remains open and in good standing, Avion points do not expire. Their value is most attractive when used for travel, particularly through the fixed-point flight chart or strategic airline transfers. Using points for lower-value options, like certain merchandise or cash equivalents, may provide less return, so many cardholders focus on flights to maximize value.

Can I share or pool Avion points with family members?

While points from additional cards on the same account all accumulate into one primary Avion Rewards balance, full pooling between separate Avion accounts is more limited. However, families often place a spouse or partner as an additional cardholder on the same RBC Avion Visa Infinite account so that all household spending consolidates into a single pool of points for travel.

Ready to Turn Everyday Spending into Flexible Travel Rewards?

For many Canadians, travel is no longer a once-in-a-decade event but a recurring part of life, whether it is visiting family across the country, escaping winter for a week in the sun or taking advantage of long weekends to explore new cities. The RBC Avion Visa Infinite is built for this reality. Instead of tying your rewards to a single airline or a restrictive route map, it gives you a flexible currency that can follow your plans, not the other way around. With at least 1 Avion point per dollar on everyday spending and an elevated earn rate on eligible travel purchases, your regular transactions steadily accumulate into a balance that can meaningfully offset the cost of your next trip.

Beyond raw points, the card brings together a mix of benefits that simplify and de-stress travel. Comprehensive insurance helps protect you from the financial impact of unexpected medical emergencies, delayed flights, misplaced baggage or last-minute cancellations. Rental car coverage lets you decline costly collision damage waivers at the counter, and mobile device insurance offers peace of mind for smartphones you rely on while abroad. Add in the flexibility to redeem points through a fixed flight chart, a straightforward 100-points-per-dollar model or partner airline transfers, and you have genuine control over how and when you use your rewards.

If you already meet the income requirements and tend to pay your statement in full each month, the $120 annual fee can be offset by a combination of the welcome bonus, ongoing travel redemptions and insurance value. The more you travel and the more of your spending you channel through the card, the more compelling the numbers become. A single round-trip flight booked through the Air Travel Redemption Schedule can sometimes recoup more than a year’s worth of fees in saved costs, especially during peak seasons when cash fares soar.

Your next step is straightforward: review your last few months of spending and estimate how much you already spend on travel and other everyday purchases that could be charged to a rewards card. If the potential points balance looks meaningful and you want a card that can adapt to evolving travel plans, consider applying for the RBC Avion Visa Infinite. With thoughtful use, it can become the backbone of your travel strategy, helping you turn daily spending into future trips, upgraded experiences and a smoother journey every time you leave home.