Flexible travel points, lounge access and strong insurance protection
Flexible Aventura travel rewards
Earn elevated Aventura points on travel, everyday essentials and other purchases, then redeem for flights, hotels, credits and more.
Rich welcome package
New cardholders can earn substantial bonus points, first-year fee rebates, lounge visits and a NEXUS application fee rebate.
Extensive travel insurance
Emergency medical, trip cancellation, flight delay, baggage, car rental and mobile device coverage protect major trips and purchases.
Premium Visa Infinite perks
Enjoy lounge access, Visa Infinite offers, gas savings and tools that help you manage spending and rewards more effectively.
How the CIBC Aventura Visa Infinite Card Works in 2025
The CIBC Aventura Visa Infinite Card is designed for Canadians who want a premium travel rewards experience without locking themselves into a single airline or hotel program. At its core, the card earns Aventura Points on virtually all purchases, with accelerated earn rates where many cardholders spend the most. You earn 2 Aventura Points for every dollar spent on travel booked through the CIBC Rewards Centre, which can include flights, hotels, vacation packages and car rentals. Everyday essentials such as gas, EV charging, groceries and drugstore purchases earn 1.5 points per dollar, up to a defined annual cap, while all other eligible purchases earn 1 point per dollar, giving you steady accumulation on your regular spending.
As of 2025, CIBC is promoting a digital exclusive welcome package worth up to a stated value for new Aventura Visa Infinite clients. This includes up to 35,000 Aventura Points in the first year when you make your first purchase and then meet a minimum spending requirement in the first four statement periods. The offer also features a first-year annual fee rebate on the primary card and up to three authorized users, four complimentary airport lounge visits via the Visa Airport Companion Program and a NEXUS application fee rebate, making the first twelve months especially rewarding for frequent travellers.
The standard annual fee is $139 for the primary cardholder and $50 for each additional card, with the fee applying from the second year onward unless you qualify for specific banking bundles that rebate it. To be eligible, you generally need a minimum annual income of $60,000 individually or $100,000 as a household, reflecting the card’s premium positioning.
Where this card really distinguishes itself is in its blend of flexibility and protection. Aventura Points can be redeemed using the Aventura Airline Rewards Chart for flights across Canada, the U.S. and worldwide, with maximum ticket values that can deliver strong value when used strategically. You can also redeem for flexible travel bookings, statement credits, financial product contributions, merchandise and gift cards, with points that do not expire while your account remains in good standing. On top of this, the card includes out-of-province emergency medical insurance, trip cancellation and interruption coverage, flight delay and baggage insurance, car rental collision and loss damage protection, hotel burglary insurance, common carrier accident coverage and mobile device insurance, giving Canadian travellers a robust safety net whenever they leave home.
Ready to Turn Everyday Spending into Flexible Travel Rewards?
If you are looking for a travel rewards card that keeps your options open, the CIBC Aventura Visa Infinite Card deserves serious consideration. Rather than tying you to a single airline or hotel chain, the Aventura program allows you to collect points quickly on a wide range of everyday purchases and then decide later how you want to use them. Travel booked through the CIBC Rewards Centre earns at an elevated rate, and everyday essentials such as fuel, EV charging, groceries and drugstore purchases also receive boosted earn rates, helping you build a meaningful balance of points simply by running your usual budget through the card.
The current welcome package amplifies this value in the first year. A generous allotment of Aventura Points, a first-year annual fee rebate for you and up to three authorized users, access to four complimentary airport lounge visits and a NEXUS application fee rebate create a powerful introduction to premium travel rewards without immediately committing to the full ongoing cost. When you combine these features with non-expiring points while your account remains in good standing, you gain the flexibility to plan both near-term getaways and more ambitious trips over time.
Beyond rewards, the card’s travel and purchase protections help safeguard your life on the move. Emergency medical coverage, trip cancellation and interruption insurance, flight delay and baggage coverage, rental car collision protection and mobile device insurance can collectively save you thousands of dollars if something goes wrong on a trip or with a major purchase. For many Canadians, this built-in safety net is as important as the points themselves, especially when travelling with family or booking more expensive journeys.
If you see your spending patterns reflected in the card’s bonus categories and you meet the income requirements, the next step is straightforward: review your recent statements, estimate how many points you could earn in a typical year, and compare that value to the $139 annual fee from the second year onward. If the math comes out in your favour—and you are confident that you can pay your balance in full each month to avoid interest charges—the CIBC Aventura Visa Infinite Card can become a cornerstone of your rewards strategy. Imagine turning your everyday commuting, grocery runs and occasional splurges into flights, hotel stays and memorable experiences that match your Canadian lifestyle. When you are ready, you can apply online through CIBC and start putting your next trip on the horizon.