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No-annual-fee Delta card for casual U.S. travelers
No Annual Fee, Easy Way to Earn Miles
Earn Delta SkyMiles without paying an annual fee, ideal for occasional travelers or beginners in airline rewards.
2X Miles on Delta and Restaurants
Earn 2X miles on eligible Delta purchases and at restaurants worldwide, plus U.S. takeout and delivery orders.
TakeOff 15 Award Travel Savings
Save 15% in miles on many Delta award flights booked through delta.com or the Fly Delta app.
No Foreign Fees + In-Flight Savings
Pay no foreign transaction fees and get 20% back as a statement credit on eligible Delta in-flight purchases.
A Starter Delta Card Built for Everyday Spending and Occasional Trips
The Delta SkyMiles® Blue American Express Card is the entry-level Delta co-branded card designed for people who fly Delta a few times a year and want to earn miles without taking on an annual fee. The standout feature in 2025 is its welcome offer: new cardmembers can earn 10,000 bonus miles after spending $1,000 in purchases within the first six months of opening the account, a reachable target for many households with normal everyday expenses.
This card keeps rewards simple. You earn 2X miles on eligible Delta purchases made directly with the airline and 2X miles at restaurants worldwide, including U.S. takeout and delivery, plus 1X mile per dollar on all other eligible purchases. That means your regular dining, travel to see friends or family, and daily shopping can all help you build a SkyMiles balance over time.
For redemptions, the Blue card gives you two important tools. First, as a Delta SkyMiles American Express Card, it participates in Delta TakeOff 15, which lets you save 15% in miles on many award flights when you book through delta.com or the Fly Delta app (the discount does not apply to partner-operated flights or to taxes and fees). Second, you can use Pay with Miles to partially offset the cash price of eligible Delta tickets with your miles, which is useful if you do not have enough miles for a full award ticket but still want to reduce your out-of-pocket cost.
Despite its “starter card” label, the Delta SkyMiles Blue includes several travel perks that add real value. There are no foreign transaction fees, making it more attractive for trips abroad, and you receive 20% back as a statement credit on eligible in-flight food and beverage purchases with Delta. On the protection side, the card comes with Car Rental Loss and Damage Insurance when you decline the rental company’s collision damage waiver and pay with your card, and access to the Global Assist® Hotline for certain emergency coordination needs while traveling, though costs from third-party service providers still apply.
The trade-off is that you do not get premium airline perks like free checked bags, priority boarding, Delta Sky Club® access, or TSA PreCheck®/Global Entry® statement credits—those are reserved for higher-tier Delta cards with annual fees. Even so, for many casual Delta flyers, the combination of a $0 annual fee, straightforward earning structure, and solid travel-friendly features makes the Delta SkyMiles Blue American Express Card a practical way to start turning everyday purchases into future trips. As always, terms apply, and it is important to review the latest “Rates & Fees” and offer details on American Express’ official website before applying.
Turn Everyday Purchases into Future Delta Flights—Without Paying an Annual Fee
If you are looking for a straightforward way to earn airline miles without complicating your finances, the Delta SkyMiles® Blue American Express Card stands out as a practical choice. It is built for people who like flying Delta but do not live on airplanes, and who still want their everyday spending to move them closer to future trips. With no annual fee, you can test the value of airline rewards without feeling locked into a recurring cost, which makes this card especially appealing to first-time travel rewards users and budget-focused families.
The card’s earnings structure is simple and aligned with common spending categories. You get 2X miles on Delta purchases and 2X miles at restaurants worldwide, including takeout and delivery purchases in the United States. Everything else earns 1X mile per dollar. That setup means a date night, a quick meal ordered in, or a basic round-trip flight can all contribute to the same SkyMiles balance you later use to reduce your travel costs. Combine that with the 10,000-mile welcome bonus after $1,000 in purchases in six months, and you have a solid foundation for building miles even if you fly only a few times per year.
On the redemption side, the Blue card gives you flexibility. With TakeOff 15, you save 15% on many Delta award tickets booked with miles through delta.com or the Fly Delta app, helping your miles stretch further. And if you prefer to mix cash and miles, Pay with Miles lets you apply your SkyMiles to eligible Delta tickets to reduce the cash fare, even when you have not saved enough for a full award ticket. This combination can make it easier to fit travel into your budget, especially for planned trips like holidays, reunions, or special events.
You also get meaningful travel perks for a $0-fee card: no foreign transaction fees, 20% back on eligible in-flight food and beverages, and useful protections like Car Rental Loss and Damage Insurance and the Global Assist Hotline for certain emergency situations. These may not be flashy luxuries, but they directly address real-world travel needs and annoyances.
If you want premium perks like free checked bags or airport lounge access, a higher-tier Delta card might suit you better. However, if your priority is a no-annual-fee card that converts dining, Delta flights, and everyday spending into miles with minimal effort, the Delta SkyMiles Blue American Express Card deserves a close look. Review the current welcome offer and rates on the official website, and apply online if the features match your travel goals and budget.